Checklist: The Mortgage Process, Step by Step
Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.
- Have I confirmed wiring instructions by phone?
- Am I sending documents through a secure portal?
- Is anyone asking for upfront fees?
- Is the company licensed on NMLS?
- Do I know how to report fraud quickly?
Before any application
- Verify the lender and loan officer on NMLS Consumer Access.
- Ask for a Loan Estimate and compare it with at least one other.
- Never send documents or wire funds based only on an email request.